No Family Left BehindGive us a call 866-421-6019
Citrus Lending
Call Us Find Us

left col

About Citrus Lending

Megan Ennis
Megan Ennis, CEO
NMLS # 326418

I give you my personal guarantee that your experience with Citrus Lending will be favorable. We place God first in all things and conduct our business with Christian values.

Our Mission Statement

To provide the best mortgage product, at the best rate with the lowest cost possible to fit our customers’ needs. There is no mortgage too big or small. There is no credit challenge that we will turn away.


Citrus Lending is governed by the State of Florida Compliance Division in Tallahassee, Florida.

We follow, and are in compliance with, the following statutes and laws governing the Mortgage Banking industry as listed here: CFPB, TILA, RESPA, Safe Harbor, RED Flag rules, HVCC reform, Anti-steering laws, Equal Opportunity Act, Fair Lending Act.


We are available Monday - Saturday from 9AM - 5PM. Saturday by appointment only. Sundays are reserved for God and our families. Thank you for your time, we look forward to serving you with all your mortgage needs.

Why use a Broker

"Independent mortgage brokers have had a significant positive impact on the lending industry today and will continue to in the future. Mortgage Brokers are independent real estate financing professionals who specialize in the origination of residential mortgage loans" - FGMC

As a mortgage broker, Citrus Lending can get through the mountains of paperwork for you! In the volatile home lending market we are in, mortgage brokers can serve as safeguards, offering their clients security, safety, and peace of mind. Brokers handle ALL the Details and can wade through the endless rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. WE BUILD RELATIONSHIPS AND WILL BE YOUR PERSONAL MORTGAGE PROFESSIONAL FOR LIFE!

A Mortgage Broker is licensed, finger printed, FBI background checked and is held to a high standard by the US government and State authorities. We are educated and will assist you the borrower with discussing and explaining financing program options, explaining the documents associated with the loan process, we inform you, in writing, of lock-in options. We explain all associated costs of the loan application, the disbursement of all loan application fees, walk you through the loan process, from application to closing. We provide you with a good faith estimate of costs and fees. We communicate with you throughout the loan process in a timely manner, and coordinate the closing of your transaction. All of this is available to you the consumer for no extra charge!! YOU DO NOT PAY EXTRA FOR A BROKER.

Click here for Important Disclosures


NMLS # 326484
For more information about NMLS

Contact Us

Citrus Lending
1100 N. Lyle Ave.
Crystal River, FL 34429


Mon - Fri 9am - 5pm
Sat. by Appointment Only

More Links

About Us
Our Team
Apply Now
Mortgage Calculator
Terms of Use
Privacy Policy
Important Disclosures